A new year is the perfect time to reset, reorganize, and set intentions. Just like tidying up your home brings peace of mind, organizing and understanding your finances can help you start the year on solid footing.
At American Riviera Bank, we’re here to make that easier with free financial tools like Personal Financial Management and Carefull Financial Safety Services. These powerful resources are designed to help you safeguard what you’ve built and stay organized for the future.
The first step to taking control of your finances is assessing your current financial status. Identifying all sources of income and expenses and understanding your spending habits can help you set financial goals and create a budget to support those goals. Personal Financial Management (PFM) tools, available in Online Banking, give you a consolidated view of your financial life.
In PFM, you can:
Because PFM is built directly into ARB’s Online Banking platform, it offers enhanced security without sacrificing functionality. The tool is available through desktop and mobile, making it easy to stay on top of your finances regardless of where you are.
Fraud and identity theft can happen quietly and quickly. That’s why American Riviera Bank offers Carefull – a comprehensive financial safety service we provide free for ARB clients (a $299 annual value) to help you stay protected.
With Carefull, you’ll get:
Carefull learns your normal spending and bill-pay habits, then alerts you if something looks off, guiding you step by step on what to do next.
Getting started is simple. Log into Online Banking and select “Carefull Financial Safety” from the “Tools” menu, or complete the form on our Carefull page and one of our dedicated client services representatives will reach out with next steps.
Financial housekeeping isn’t just about today—it’s about preparing for the future. When a family member passes away, you are often left searching for accounts, documents, passwords, and critical information during an already emotional time.
LegacyKit, included for free as part of your Carefull benefit, is a modern, self-updating solution to estate organization and wealth transfer planning. LegacyKit makes it simple to:
Built with strong encryption and two-factor authentication, LegacyKit gives you peace of mind now and reduces stress for your family later.
Financial housekeeping doesn’t have to be overwhelming. With Personal Financial Management and Carefull Financial Safety tools, you can protect your hard-earned funds. The new year is the perfect time to clean up your finances and establish long-term peace of mind for you and your family.
Visit us online or stop by one of our branches to learn more. We’re here to help you start the year strong.
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