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(Idea Vault Blog) - More than half of all college graduates have used student loans to pay tuition and other costs. So if the lingering bill for your education makes you nervous, know that you're not alone in facing student debt and there are options that can make repayment easier. If the money you…
Continue Reading(Michelle Martinich) - Santa Barbara, California (October 25, 2021) – American Riviera Bank (OTCQX: ARBV) announced today unaudited net income of $9,082,000 ($1.77 per share) for the nine months ended September 30, 2021. This represents an 82% increase in net income from the $5,000,000 ($0.99 per…
Continue Reading() - Debit cards are one of the most common forms of payment. In fact, according to Bankrate, 63% of people between 18 and 29 don’t bother with cash, checks, or a credit card, preferring to use their debit cards. When you use a debit card, the amount of the payment is debited, or subtracted from,…
Continue Reading(Idea Vault Blog) - Most people ask, "How much does college cost?"—that’s the first mistake. It’s not to say this question isn’t answerable, but grouping college into one huge expense can be a little deceiving. The cost of a degree is so much more than a singular bill—especially if you factor in qu…
Continue Reading(Idea Vault Blog) - The Free Application for Federal Student Aid (FAFSA) is an application for financial aid made up of scholarships and grants that the government awards to students based on their needs. Unfortunately, many students who would qualify for FAFSA funds don’t even complete the applica…
Continue Reading(Idea Vault Blog) - One of the many mysteries of college, especially freshman year, is what being there is actually going to cost. Sure, you know there’s tuition. But how much will you need to make it through the first semester? The first year? Here’s what to plan for first: the start-up costs of…
Continue Reading(American Riviera Bank) - American Riviera Bank joined forces with Easter Team Realty in August to collect food donations for the Unity Shoppe's low-income Senior Food Program. In addition to food collected at each of its Santa Barbara County branches, the Bank donated $1,000.
Continue Reading(Idea Vault Blog) - You’ve got rights as a renter. Of course, your landlord has rights too. If all goes well during your tenancy, there’s no reason that the two of you should butt heads. But if something goes wrong, you should know what the laws that govern your tenancy are—they can make your life…
Continue Reading(American Riviera Bank) - Michelle Martinich, EVP Chief Financial Officer Michelle Martinich, Executive Vice President and Chief Financial Officer presented at the FinTech & Financial Services Virtual Investor Conference this morning, giving an overview of American Riviera Bank, and providing histo…
Continue Reading(Idea Vault Blog) - A renter's insurance policy can help protect your personal property and yourself from liability for accidents that happen in your living space.
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